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There are certain normal fees accompanying closing the sale of a house. These fees are often split between the buyer and seller, as noted in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in North Carolina to help guide you through your transaction.
Loan-related closing costs
• Points (optional)
• Appraisal Fee
• Credit Report
• Interest Payment
• Escrow Account
Taxes you may be responsible for at closing
• Property Taxes
• Transfer Taxes and Recording Fees
At closing, these fees are often due
• Homeowners Insurance
• Flood or Quake Insurance (optional)
• Private Mortgage Insurance (PMI) (optional)
• Title Insurance
Sellers: As we hammer out your deal, not only will I work to get the very best sales price, but I'll also push for limited closing costs. And once we've reached an agreement, I'll fully explain the closing costs so you know exactly where your money is going.
Buyers: If you are buying a home in Dare County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an acceptable range so you're not surprised when you arrive at the closing appointment. I'll be happy to go over the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.
HOME BUYER CHECKLIST
Ken Baittinger: 3732 N. Croatan Hwy Kitty Hawk, NC 27949-9208
Phone: 252-305-5255 Fax: 252-255-1226 E-mail: firstname.lastname@example.org
Copyright © 2017 KEN BAITTINGER, REALTOR
All rate, payment, and area information are estimates and approximations only.